When it comes to matters of finances and how to save money, you will always find that different people perceive it differently. There are, however, a few money saving methods and tricks that are more commonly used and most people would agree to. And that’s what this article will discuss today. Some of the best money saving tips that you can apply to your overall weekly routine.
1. Don’t pay any annual credit card fee
If you do enough research, you will never fail to find some cards that don’t always come with fees, but still, include the extras like travel insurance and warranty extensions. You can use these instead and end up saving more money overall. Plus, you won’t need to pay an annual fee.
2. Cut back on eating in restaurants
Instead of making going to restaurants a daily routine, you can, instead, start planning your meals. At the end of the day, you will end up saving a lot more money plus eat healthier meals. It will be like hitting two birds with one stone, right?
3. Switch to a VOIP provider instead of using your local phone provider
VOIP providers like Primus, Vonage, or Ooma are relatively cheaper than your local provider fees. You can do a lot more with a small amount with a VOIP provider than you can do with your local providers. Which basically means that you get to save more.
4. Get a quote on your insurance
To make sure that you are getting the very best deals and prices on home and auto insurance, you should consider getting a quote from each of the insurance deals you find. Sticking to one insurance company for a long period can sometimes get you a loyalty bonus which is all good. But the moment you realize that there is a cheaper company, then it might be time for you to put your loyalties aside.
5. Switch to CFL or LED lights
These types of bulbs will definitely cost more than your regular home bulbs. But if you think about it in the long-term basis, just one $3 bulb can end up providing you with close to $50 worth of energy savings in five years. That’ sounds like a pretty good deal.
6. Call your cell phone company
The moment you realize that your cell phone contract is about to end, you can try your luck by calling the cell phone company and tell them that you want to switch to a different provider. In most cases, you will end up with a sweet deal being offered to you just to try and keep you. That’s just another awesome way to save more, if you’re lucky, that is.
7. Make coffee at home
It has become kind of like a routine thing to buy coffee on your way to work every day. But what most people never seem to realize is that it costs a lot more to buy coffee at Starbucks or corner cafes than to make it at home then carry it if you must. You will also save a lot of line-up time and gas as you won’t have to make any detours on your way to work.
8. Review your cable TV package
Often a time, you find that there are many more channels in your package that you can do without. Why not downgrade at least one tier and save like $20 of your hard-earned money instead?
9. Use water filters for your drinking water
Instead of always buying drinking water, you can save quite a lot of cash by using a good water filter to treat and clean your drinking water. Just use a filter which you can always replace every six months.
10. Get a Nest programmable thermostat
A Nest programmable thermostat can save you up to $180 if properly set and maintained. You can even use its automation features to which makes everything a lot easier.
Thanks to technology you don’t need to be worried about keeping tracks of all these tricks. According to www.northcash.com utilizing the available budgeting and saving apps available on Google Store and Apple store, can really help a great deal in terms of managing your finances.